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Living on the Cheap in Costa Rica

Article Summary:

Can you live in Costa Rica on $1000 a month? You bet, here is how this expat actually did it for $700 a month, although it came with a few sacrifices.

Photo Credit: Costa Rica Star

Original Article Text From Costa Rica Star:

Living Cheaply in Costa Rica

The cost of living in Costa Rica, as with everywhere else, is a frequent topic of discussion. Before relocating here I read as much as I could on the matter, trying to get a feel for what to expect. The feedback varied. Some would say it was cheap, others would say it wasn’t. And then there were always those making the “back in my day” statements.

In piecing it all together, I estimated that if someone said it was inexpensive now, then it could be, in fact, possible to live cheaply in Costa Rica. And since moving here, that has precisely been my experience. For July, I decided to find out exactly how cheaply I could live here. I did pretty well.

One Month in Costa Rica
For the month of July, I lived on roughly $715. By lived I mean that it is now August and I’m still alive. Very little more, very little less. To put my expenses into context, I live in an efficiency apartment in Jacó, Costa Rica and I don’t own a car. Here is a basic breakdown of the outflow of dollars during July.

Housing: $240
Utilities (electric/internet): $25
Online Services: $60
Transportation (taxis): $5
Food: $200
Cigarettes: $100
Fees: $30
Entertainment: $55

The first three line items, there’s really no variance month to month. No room to move unless I were to, of course, physically move. I’m sure that were I to actually get out and look, I could find cheaper, perhaps even better, accommodations. One of my neighbors recently relocated to another place which is $40 cheaper a month and slightly larger. However, he did sacrifice location. I measured and it is exactly 100 steps from my front door to the sands of the beach of Costa Rica. Certainly, I’m not living a plush lifestyle but I’m not living poorly either (depending on your definitions of plush and poor). I have everything I need in my little efficiency apartment. My neighbors are friendly and the landlady is sweet. So I live comfortably in a comfortable community. And, well, I’m in Costa Rica 100 steps from the beach. So there’s that.

As for my food, I’m playing with it. My regular intake of junk which was a natural part of life in the US is virtually non-existent here. My diet has changed drastically. I eat fresh fruit daily now. Pasta, rice, beans, eggs, breads… pick a staple, I eat it. As a general rule, imported products are more expensive so I tend to avoid them. I drink coffee like mad (no change to my diet there). Not a whole lot of meat but that’s only because I haven’t figured out how to use meat sensibly. I don’t want to buy or make something that I’m going to waste and I haven’t found simple meal-for-one recipes that I’m happy with. It’s been an ongoing mission to find the right balance with food.

When I look at my monthly expenses, it’s somewhat maddening that, even with the low cost of cigarettes in Costa Rica, I waste so much money on them. I would love to quit for that simple fact alone. At $3 a pack for Dunhills, it certainly allows for cheaper living, but still. By the way, if you feel so inclined to mention the health issues caused by smoking cigarettes and that should be reason enough for me to quit, please resist that urge; it’s really a tiresome topic and I haven’t had enough coffee yet this morning.

The bank fees are personally annoying and I look forward to being rid of them. There’s an extra $15 in there that doesn’t need to be; I made three cash withdrawals when I could’ve gotten by with one. Sadly, my US bank charges me $5 for every ATM withdrawal and there are, naturally, ATM transaction fees on top of that. The rest of the fees that fly out the window come from simply using my debit card for any purchase outside the US. International transaction fees add up. All of these unnecessary charges can be avoided by “simply” opening a bank account here in Costa Rica.

Lastly, my entertainment costs were pretty basic including one night out where I purchased five drinks and then a really nice and long lunch one afternoon. Eating at sodas and other inexpensive meals I factored into the food category.

And truthfully, if it wasn’t one turd of a movie after another, I might actually include Netflix in the entertainment category and not in online services. As it is, I’m left raising my hands in exasperation in the evening hours and pleading, “Oh, come on” to my laptop monitor, having already watched everything enjoyable and semi-enjoyable available through their site. Digging through poop in search of a gem is NOT entertainment. It is a cruel, cruel exploitation of my slight obsessive-compulsiveness. (Get all the achievements!!)

All of this said, there was certainly a good bit of entertainment I enjoyed in July that money didn’t buy. Like looking out over mountaintops as far as my eyes could see.

Worth it? Worth it.
There are other unusual expenses that come up, of course. For example, the cost of the border run every three months. Buying/replacing household goods, clothes, etc. Traveling throughout the country. If I get sick, I’ll have to deal with that. Bicycle repair is an occasional expense for me. I’m still undecided about a trip to the barber shop, though. If I go, it’s $6. And that’s a whole lot of pineapple so you can see my dilemma.

So there it is. $715 for one month in Costa Rica. $1000 per month is a much more comfortable and reasonable number. But from my experience, a person can live more cheaply. And most certainly a person can live more expensively. It’s just a question of lifestyle.

Link to Original Article:

From Costa Rica Star

  • http://www.facebook.com/fhuh.kew Fhuh Kew

    It costs me $40 a pop to wire money down here be it $100 or $10,000 so plan accordingly if you do get a CR bank account, which can not be done without a corporation ( annual corp fee here now). Yes their are private bank workarounds. Fees and IRS notifications still apply.
    You seem not to be a drinker….. I entertain a lot and between ungodly overpriced beer, wine and liquor and crappy overpriced Costa Rican excuses for “cheese” I drop a grand a month on that alone.I live like a normal human.You live like a surfer.
    I’ve a full time hand, part time cleaning gal ( all legit-seguros-vacations). I have a few toddy’s or a glass or 4 of nice Chilean or Argentine wine, a T-bone or maybe some lamb chops or salmon etc some stuffed portabelloz, some shrimp coctail-cevice-crab. Normal food for grownups.
    I spend $3500/mo here. A drop in the bucket compared to the 12-15K in the land of the yank.
    Surf on Duuuuuude !

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